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Our application couldn’t be easier, but simply just in case, right right here’s a handy help guide to simply simply simply take you through the procedure.

Improvement on my application

First things first, you can text the word ‘STATUS’ to 07860004427 if you’re just after an update on your application and your loan hasn’t been paid out.

We’ll get right back to you by having an SMS alert permitting you to understand where we’ve surely got to. This is certainly just readily available for borrowers on real time loan requests.

Who are able to apply for an Amigo Loan?

Almost any person can use for the Amigo Loan provided that they meet our requirements:

  • A British resident
  • Aged 18-75
  • Perhaps not on a bankruptcy that is active IVA, or equivalent
  • And that can easily spend the money for loan repayments.

You’ll also need buddy or member of the family whom trusts one to end up being your guarantor.

The main thing to see is on your credit score that we won’t judge you. That’s because our loans depend on your current situation that is financial trust. Then we can trust you too if your guarantor trusts you to maintain payments.

Thus far, we’ve already lent to over 375,000 individuals who could have struggled to have loans from somewhere else.

Would you accept people released from bankruptcy?

Yes, we are able to accept individuals released from bankruptcy. Should your credit report hasn’t been updated because you had been released, you may want to send us a duplicate of the release documents. You can get one from the trustee who handled your bankruptcy or from the court where you were made bankrupt if you don’t have a copy.

If you’re currently bankrupt, we won’t be able to provide to you personally but is going to be thrilled to start thinking about any applications as soon as you’re discharged.

Can We have a loan if we reside away from British?

We could just provide loans to individuals who reside in great britain – that is England, Scotland, Wales and Northern Ireland. Just as much as we’d love to greatly help, other nations have actually various guidelines.

Then we could still accept you if you live in the UK for at least 2 months a year.

Exactly how much am I able to borrow?

By having an Amigo loan, you’ll borrow as much as ?10,000. For as long as it is affordable for you personally, we’ve got you covered.

Next, choose your loan term. Our loans may be applied for between one and five years based on just exactly exactly what matches your allowance.

1 beginning the job

We’ll need to find out a little in regards to you. This means your title, date of delivery as well as your contact details (for whenever we give you information on your loan).

We’ll then request you to read the T&Cs and your credit contract. As soon as you’re pleased with every thing, click on the sign and box your contract electronically.

What exactly is a signature that is electronic?

Supplying a signature that is electronic a good way of signing your contract online. Instead of composing a pen to your name, you merely click the yellow box that says “I accept & signal this agreement”. This means no paper kinds or delays that are unnecessary. Since this really is just like a ‘wet-ink’ signature, it is crucial you don’t indication until you’re totally pleased using what you’re agreeing to.

2 doing your allowance plan

Next, we’ll request you to offer a breakdown that is quick of funds. You want to make certain this is basically the right loan for you personally, therefore we’ll just simply take your income down and outgoings. This can show us in the event that loan re re payments are affordable alongside your other commitments that are financial.

Do i must be used?

You don’t should be used to borrow from Amigo Loans. Though we’ll be sure you’ll pay for the loan re re payments alongside your normal living expenses, lendup login it does not make a difference if the earnings is from wages, benefits or retirement benefits (or someplace else still). It simply should be guaranteed and regular.

How do you deliver evidence of my income, ID, along with other papers?

You to send in proof of your income, ID, or anything else, there’s nothing to worry about – it just means we couldn’t verify your information during our online checks if we ask. By turning in an obvious image of a document confirming these records, we could speed the application up and shell out the loan at the earliest opportunity.

You are able to deliver the image by email to email protected or by image message to 07717989072 (please remember that your telecoms provider could charge a fee for a photo message).

We can see the following information clearly – it’ll help if the statement covers a full month if you’re sending a picture of a bank statement, make sure:

  • Your complete name
  • The Bank’s logo design
  • Sort rule and account quantity
  • The earnings being compensated to the account (this could consist of advantages, retirement benefits or income. In the event that earnings is compensated regular we have to see two consecutive days of re payment)
  • The date ( perhaps maybe not avove the age of 100 times)

We can also accept if you don’t have a bank statement:

Advantages – current page through the Pros Agency

  • Your name
  • The quantity you get in addition to regularity of re re payments
  • The date ( perhaps perhaps not over the age of 100 times)

Pension – a page through the Department for Perform and Pensions or perhaps a personal retirement provider

  • Your complete name
  • The total amount you get while the regularity of re payments

Employment wage – payslips

  • Your complete name
  • The company’s title
  • Your money details
  • And dated within 100 days (if you are compensated regular, we must have the ability to see fourteen days’ worth of re re re payments)